<ul><li><span style="color:#000000;"><span data-sheets-root="1" style="font-size: 11pt; font-family: Arial;">Conducting a thorough and comprehensive credit assessment of counterparty’s credit profile, proposing internal corporate rating, assessment of sustainability & environment risk, fraud risk analysis, reputational risk and submitting the written recommendation for approvals to credit risk department for GCM accounts. Also, proactive management of the credit risk (monitoring and analysis) of a complex portfolio of GCM accounts.Embed Here for good and Group’s brand and values in PAM team globally;</span></span></li><li><span style="color:#000000;"><span data-sheets-root="1" style="font-size: 11pt; font-family: Arial;">Perform other responsibilities assigned under Group, Country, Business or Functional policies and procedures. Monitoring, review and reporting (where required) of covenanted items.</span></span></li><li><span style="color:#000000;"><span data-sheets-root="1" style="font-size: 11pt; font-family: Arial;">Quarterly portfolio reporting.</span></span></li><li><span style="color:#000000;"><span data-sheets-root="1" style="font-size: 11pt; font-family: Arial;">Portfolio Risk/Return analysis and profit optimisation.</span></span></li><li><span style="color:#000000;"><span data-sheets-root="1" style="font-size: 11pt; font-family: Arial;">Timely response to portfolio related queries to other areas in the Bank.</span></span></li><li><span style="color:#000000;"><span data-sheets-root="1" style="font-size: 11pt; font-family: Arial;">Accurate and timely responses to ad hoc reporting requests.</span></span></li><li><span style="color:#000000;"><span data-sheets-root="1" style="font-size: 11pt; font-family: Arial;">Ensure that credit files are complete and maintained to an auditable standard.</span></span></li><li><span style="color:#000000;"><span data-sheets-root="1" style="font-size: 11pt; font-family: Arial;">Timeliness and quality of credit analysis.</span></span></li><li><span style="color:#000000;"><span data-sheets-root="1" style="font-size: 11pt; font-family: Arial;">Protection of the credit risk profile of the portfolio when making recommendations to credit; and</span></span></li><li><span style="color:#000000;"><span data-sheets-root="1" style="font-size: 11pt; font-family: Arial;">Timeliness and accuracy in reporting.</span></span></li><li><span style="color:#000000;"><span data-sheets-root="1" style="font-size: 11pt; font-family: Arial;">Active participation in projects which will impact upon the GCM Portfolio.</span></span></li><li><span style="color:#000000;"><span data-sheets-root="1" style="font-size: 11pt; font-family: Arial;">Compliance with Bank policies and procedures.</span></span></li></ul><span style="color:#000000;"><span data-sheets-root="1" style="font-size: 11pt; font-family: -apple-system, Arial;">Credit & Client Risk Management (“CCR”) is an integral part of CIB. The CCR mandate is to deliver best in class credit analysis, monitoring and credit administration work to Stakeholder. The role is responsible for conducting a thorough and comprehensive credit assessment of counterparty’s credit profile, proposing internal corporate rating, assessment of sustainability & environment risk, fraud risk analysis, reputational risk and submitting the written recommendation for approvals to credit risk department.The role holder will be responsible for proactively managing the credit risk (monitoring and analysis) of a complex portfolio of Global Credit Markets (GCM) accounts in close co-ordination with the originating deal team.</span></span>
Education: "Master’s degree in Business/Finance/Accounting and/or professional certifications such as:CA/CFA/CPA or equivalent International CFA or equivalent MBA (Finance) from reputed (Tier 1 or Tier 2 institutes) ".
Skill: "Ability to undertake credit analysis and evaluation and understanding of risks associated with Global Credit Market deals. Financial analysis of a complex customer base using credit skills; ratio analysis; balance sheet and cashflow analysis; Oral and written communication skills Able to analyse excel-based financial models; Risk Management and Internal Controls Manage Conduct Compliance - Governance, Oversight and Control Business - Strategy and Model Business - Market Knowledge"
Posted by: Standard Chartered India Contact No : 2078850023
"An understanding of stress testing, ICAAP and strong systems knowledge Extensive analytical ability with risk management tools and techniques Excellent attention to detail Good people and relationship management skills Strong written and verbal communication skills"
" Expertise in accounting of banking products/activity and on IFRS Knowledge of financial reporting processes in Banking and Capital Market industry Knowledge of Corporate and Investment Banking (CIB) activities and products Good communication (oral and written), organization and documentation skills."